PRICING

Simple,Transparent Pricing

Invest in your financial future without breaking the bank. No hourly fees, no hidden charges just results.

No hourly fees ever
No contracts cancel anytime
Money-back guarantee if no results in 90 days

CHOOSE YOUR PLAN

Pick What Works for You

All plans include 3-bureau disputes, client dashboard access, and dedicated support.

For Individuals

Standard Level

Perfect for individuals ready to take control of their credit and start removing negative items fast.

$125 /mo

Setup Fee: $200 one-time

Includes:

  • Full 3-bureau credit audit (Equifax, Experian, TransUnion)
  • Custom dispute letters sent every 30 days
  • Dedicated credit advisor assigned to you
  • Personal client dashboard access
  • Real-time score progress tracking
  • FCRA-backed dispute strategy
Get Started with Standard

$200 setup · then $125/mo

⭐ Most Popular
For Couples & Partners

Couples Level

Both of you covered under one plan. Ideal for couples applying for a mortgage, lease, or joint credit.

$200 /mo

Setup Fee: $300 one-time

Everything in Standard Level, plus:

  • Both partners fully covered
  • Dual credit report analysis
  • Joint mortgage readiness evaluation
  • Priority dispute processing
  • Couples credit coaching session included
Get Started with Couples

$300 setup · then $200/mo

For Fast-Track Results

Six Month Program

Pay once, get 6 full months of aggressive credit repair. Best for people who want maximum results in minimum time.

$500 flat

No monthly fee

Everything in Couples Level, plus:

  • Full 6-month commitment = deepest results
  • Multi-round aggressive dispute strategy
  • Monthly 1-on-1 check-in calls with your advisor
  • Goodwill letter campaigns to creditors
  • Pay-for-delete negotiation on your behalf
  • Personalized score goal roadmap
Get the 6-Month Program

One-time $500 · No monthly fees

Not sure which plan is right for you?

Here's everything broken down side by side.

Feature Standard Couples 6-Month
3-Bureau Disputes
Custom Dispute Letters
Client Dashboard
Dedicated Advisor
Both Partners Covered
Priority Processing
Mortgage Readiness Eval
Monthly 1-on-1 Calls
Goodwill Letters
Pay-for-Delete Negotiation
Score Goal Roadmap
Price
$200 + $125/mo
$300 + $200/mo
$500 flat

Frequently Asked Questions About Pricing

Is there a contract I have to sign?

No. There are no long-term contracts. You can cancel at any time with no penalty. We earn your business every single month.

What does the setup fee cover?

The setup fee covers your full onboarding pulling all 3 credit reports, doing a comprehensive audit, building your dispute strategy, and assigning you a dedicated advisor.

What if I don't see results?

We offer a money-back guarantee. If we don't remove at least one negative item within your first 90 days, you'll receive a full refund no questions asked.

How long does it take to see results?

Most clients see their first results within 30 to 60 days. Full credit restoration typically takes 3 to 6 months depending on the number and type of negative items on your report.

Do you charge per item removed?

No. Unlike some credit repair companies, we never charge per item. Your monthly fee covers unlimited disputes for that billing cycle.

Can I upgrade my plan later?

Yes. You can upgrade from Standard to Couples or to the Six Month Program at any time. Just reach out to your advisor and we'll make the switch.

What Our Clients Say About the Investment

"I was nervous about the cost at first, but after going from a 548 to a 692 in 90 days, it paid for itself 10 times over. I got approved for my mortgage. Worth every dollar."

Client
Marcus T.
First-Time Buyer

"The Standard plan was exactly what I needed. 4 collections removed, medical bills disputed, score now over 700. Cheaper than one visit to an attorney and 10x more effective."

Client
Latoya B.
Nurse

"I referred 3 of my customers on the Couples plan. All 3 came back qualified to finance. Dispute Levels delivers period."

Client
James W.
Car Dealer

READY TO START?

Book Your Free Credit Consultation

Talk directly with a Dispute Levels advisor. We'll review your report, explain your options, and build a plan completely free.

  • Free 30-minute session
  • No pressure, no commitment
  • Walk away with a clear action plan

Get your free consultation and credit analysis

Take the first step towards true financial freedom and independence today.

Secure & Private
FCRA Compliant
Money-Back Guarantee

No hidden fees. 100% confidential.